Documents for review and submission
Working Capital Loan/Business Loan
- NRIC from all directors and guarantors
- Latest 6 months Bank Statements (from main operating company account)
- Latest 2 years Audited/Unaudited financials or latest management accounts
- Latest 2 years Notice of Assessment from all directors and guarantors
- Latest 2 years Notice of Assessment or Corporate Tax statement of the business
- Fully completed application form
Commercial/Industrial Property Loan (New Purchase)
- Copy of NRIC (front & back) of all directors/guarantors
- Latest 2 years Notice of Assessment of all directors/guarantors
- Latest 2 years audited/unaudited financial statements or management accounts of the company
- Latest 6 months bank statements of the company
- Copy of the Option to Purchase (OTP) or a copy of the sales agreement
- Fully completed application form
Commercial/Industrial Property Loan (Refinance)
- Copy of NRIC (front & back) of all directors/guarantors
- Latest 2 years income evidence of all directors/guarantors
- Latest 2 years audited financial statements/management accounts of the company
- Latest 6 months bank statements of the company
- Latest property loan statement reflecting loan outstanding balance with existing bank
- Copy of the loan agreement or statement of the existing property loan verifying inception & details of the loan
- Tenancy agreement (within 6 months validity) of the refinancing commercial property (if the subject property is rented out) and
- Fully completed application form
HDB/Private Home Mortgage (New Purchase)
- Copy of NRIC (front & back) of all borrowers/guarantors
- Latest 2 years income evidence of all borrowers/guarantors
- Latest 3 months payslip of all borrowers/guarantors
- CPF Statements – CPF Contribution History (at least last 12 months) & CPF Ordinary Account (OA) Balance Statement of all borrowers/guarantors;
- Latest loan repayment statement of all loan commitments – Property/Motor/Personal/Renovation Loans etc.;
- Latest billing statement of all active credit cards/overdraft;
- A copy of the Option to Purchase (OTP) or a copy of the sales agreement;
- Fully completed application form and
- HDB Proof of Ownership – Flat Details & Financial Information:
- Log in to HDB website with your Singpass
- Select “My Flat” on the menu of the main page
- Click on the “Purchased Flat” tab and thereafter, “Flat Details”
- If you do not own a HDB, it should reflect “you do not own any HDB”
- If you have an existing HDB, please print out the “Financial Information”
- Click on “Statement of Account” and print out the latest year statement
HDB/Private Home Mortgage (Refinance)
- Copy of NRIC (front & back) of all borrowers/guarantors
- Latest 2 years income evidence of all borrowers/guarantors
- Latest 3 months payslip of all borrowers/guarantors
- CPF Statements – CPF Contribution History (at least last 12 months) & CPF Ordinary Account (OA) Balance Statement of all borrowers/guarantors
- Latest loan repayment statement of all loan commitments – Property/Motor/Personal/Renovation Loans etc.;
- Latest billing statement of all active credit cards/overdraft
- Latest property loan statement reflecting loan outstanding balance with existing bank
- A photocopy of the loan agreement or statement of the existing property loan verifying inception & details of the loan
- The tenancy agreement (within 6 months validity) of the refinancing commercial property (if the subject property is rented out)
- Fully completed application form (attached herewith)
- HDB Proof of Ownership – Flat Details & Financial Information:
- Log in to HDB website with your Singpass
- Select “My Flat” on the menu of the main page
- Click on the “Purchased Flat” tab and thereafter, “Flat Details”
- If you do not own a HDB, it should reflect “you do not own any HDB”
- If you have an existing HDB, please print out the “Financial Information”
- Click on “Statement of Account” and print out the latest year statement
Trade Financing
- NRIC from all directors and guarantors
- Latest 2 years Notice of Assessment from all directors and guarantors
- Credit Bureau Reports
- Money Lending Reports (optional)
- Latest 6 months Bank Statements (main operating company account)
- Latest 2 years Audited/Unaudited financials or latest management accounts
- Latest AR/AP list
- Top 5 customers/suppliers List
- Company M&A/Constitution
- Existing loan facilities: Letter of Offer and Loan Statement of Accounts (if any)
- 2 years company NOA (optional)
- 4 quarters GST (optional)
- CPF payment (optional)
- Fully completed application form
Invoice Financing
- NRIC from all directors and guarantors
- Latest 6 months Bank Statements (main operating company account)
- Latest 2 years Audited/Unaudited financials or latest management accounts
- Latest 2 years Notice of Assessment from all directors and guarantors
- Fully completed application form
Project Financing
- NRIC from all directors and guarantors
- Latest 6 months Bank Statements (main operating company account)
- Latest 2 years Audited/Unaudited financials or latest management accounts
- Latest 2 years Notice of Assessment from all directors and guarantors
- Fully completed application form
Hire Purchase
- Copy of NRIC (front & back) of all directors/guarantors;
- Latest 2 years income evidence of all directors/guarantors
- Latest 2 years audited/unaudited financial statements or latest management accounts of the company
- Latest 6 months bank statements of the company
- Project listing (if any)
- Sales Agreement (if any)
- Fully completed application form
Equipment Financing
- Copy of NRIC (front & back) from all directors/guarantors
- Latest 2 years income evidence of all directors/guarantors
- Latest 2 years audited/unaudited financial statements or latest management accounts of the company
- Latest 6 months bank statements of the company
- Project listing (if any)
- Sales Agreement (if any)
- Fully completed application form
Factoring
- NRIC from all directors and guarantors
- Latest 2 years Notice of Assessment from all directors and guarantors
- Credit Bureau Reports
- Money Lending Reports (optional)
- Latest 6 months Bank Statements (main operating company account)
- Latest 2 years Audited/Unaudited financials or latest management accounts
- Latest AR/AP list
- Buyers name you wish to factor/LOA
- Company M&A/Constitution
- Existing loan facilities: Letter of Offer and Loan Statement of Accounts (if any)
- 2 years company NOA (optional)
- 4 quarters GST (optional)
- CPF payment (optional)
- Fully completed application form
Corporate Account Opening
- Copy of NRIC (front & back) / Passport of all authorized signatories and key office bearers (certified true copy)
- Rules & by-laws / Constitution
- Board resolution / Extract of Meeting Minutes specifying all authorized signatories and opening of account with us
- Annual Return / Certified Official listing of Office Bearers / Minutes of meeting reflecting List of Office Bearers (certified true copy)
- Specimen card(s) duly signed by all authorized signatories
- FATCA & CRS Declaration Form
- Fully completed application form